Bankers Direct Loan Programs


Bankers Direct Lending has established relationships with some of the largest banks and mortgage lenders in the country. This allows us to offer you a broader range of home loan products.

Looking for a Low Payment?

Want the lowest payment possible? Let us show you how our Option Payment programs can save you big money each month. Payments are based on rates as low as 1%! Payments can be fixed for up to 5 years. If you are a home owner who wants to get the most for his money, this is one program you need to investigate.

Want a Low Fixed Rate?

Fixed rates are now back to their lowest levels in two years. If you've got an existing loan with an adjustable rate that is about to be reindexed, now is definitely the time to refinance.

Buying a Home or Upgrading the One You Own?

Now that the real estate market is taking a breather and values are no longer going up by double digits, this may be just the right time to consider buying a home. On the other hand, if you already own a home and feel this is not the right time to sell, consider using a home equity loan to finance needed repairs and upgrades so that your home will be ready to sell when the market begins to rise again - which could happen at almost any time.

Can't Verify Your Income?

If you've been considering a refinance or want to buy a new home, but you are self-employed, an investor, or have a profession with seasonal or inconsistent income streams (tax accountant, entertainer, writer, investor), give us a call. We offer numerous programs that allow you to qualify based on your good credit along with just the equity in your home and your available assets. Bankers Direct Lending has "stated income," "stated income/stated assets," "no income verification/verified assets," and "no documentation required" programs. In most cases you must have better than average credit to qualify, but we have programs like these for almost every borrower's unique situation.

Behind on Your Payments? Bad Credit?

If your credit is damaged or you need some help improving your scores by consolidating debt, we have several "low FICO" and "credit repair" programs available. Even if you are facing foreclosure or are currently in bankruptcy, we have a program for you. Give us a call and let's discuss your particular situation. We have the answers and we want to help.

Can't Find a Lender to Finance Your Jumbo Loan?

Bankers Direct Lending's relationships with big banks and savvy lenders puts us in a unique position to fund "jumbo" and "super jumbo" loans required for those special or unique properties. Don't give up on buying the home of your dreams because you think you can't get the financing. Call Dave at (800)414-9619 and let him find just the right loan program that will put your deal together.


Get the Facts and Give Dave a Call Now!

Dave VelazquezThe loan consulting team at Bankers Direct Lending looks forward to helping you find just the right loan at the lowest price. You'll find Dave and his staff eager to discuss your situation and answer your questions. Dave enjoys a good challenge and coming up with a better deal than anyone else would even consider possible. Don't accept an offer or close a loan with anyone else until you've given Dave ten minutes to come up with something better at lower pricing. Let Dave's 30-years of experience work for you.

It's easy enough to talk to Dave. Just pick up your phone and call (800)414-9619 now. You'll be impressed with Dave's honest answers to your questions and his unique ability to solve your financial problems.

We offer quick application right through this web site.
Qualifying for a new home loans can be easy when Bankers Direct Lending shows the way. Discover for yourself by checking out this website. Simply review the many loan products we offer, apply on line or give us a call, and you can be fully approved with hours.

Bankers Direct Lending helps you get the money you need.
Let us show you the power of using OPM (other people's money) for investments, buying a new home, or restructuring your bills and debt. Discover how we make it easy for you to get a fresh start.

Loan closings are faster and easier thanks to our attention to detail.
Thanks to our attention to detail and full disclosure, there are no last minute surprises and Bankers Direct loan closings go faster and easier.

You may qualify for a better home than you imagined with our low rates and 
easy qualifying.
Now is the time to act if you are thinking about buying a new home. You may find that when a "buyer's market" that comes at the same time as loan rates are historically low (as they are now), you may be able to buy a better home for less than you imagined.

Pay off your credit cards
Credit card interest is higher than ever. Home loan rates are historically low. It only makes sense that now is the time to consider paying off those high interest credit cards with a tax deductible home equity loan.